Today,
more people are recognizing that planning ahead provides peace of
mind and demonstrates love and consideration for their families.
Preplanning means peace of mind for everyone involved. It's a
thoughtful decision that helps reduce the stress of indecision and
uncertainty when a death occurs. A carefully preplanned service can
be the most comforting to your family, as it spares them from having
to face decisions that can be both emotionally and financially
difficult at the time of death. It can give them lasting peace of
mind to know that they have acted in accordance with your wishes.
Advance
Planning also gives you the opportunity for the design of a personal
and customized service. When someone dies, their family is sometimes
surprised and comforted by the number of people who attend the
funeral.
It is an
inspiration to see at the end of someone's life the countless number
of lives they have touched. That is why we believe with proper
planning, a funeral can be a time to grieve, to share, and to
remember. Advance Planning can be discussed at any age and plans can
be easily amended as your preferences or circumstances change.
PrePlan™
The
people who love you will be there for you to the end.
Here’s a way to make it easier on them. With PrePlan™,
you can arrange and pay for the funeral that someone is
going to have to plan and pay for. PrePlan makes it easier
on the people who love you. Thousands have relied on
PrePlan since its inception in 1988. PrePlan assures
choice, confidence, comfort and convenience, with the
safety and the peace of mind to know that your investment
is safe in FDIC insured securities.
New
York PrePlan™ Features:
Your
account is administered by the New York State
Funeral Directors Association and supervised
by the New York State Department of Health,
Bureau of Funeral Directing.
An
individual account is held in the purchaser's
name, and insured by the FDIC.
Revocable
contracts are fully refundable to purchaser
with all accrued interest.
Irrevocable
contracts can be written to comply with NY
State regulations regarding SSI/Medicaid
eligibility.
Irrevocable
contracts can be transferred to any funeral
provider in the USA.
PrePlan
prices are guaranteed if the contract has been
paid in full (excluding cash advance items).
The PrePlan™ account earns a very
competitive rate of interest which enables us
to guarantee the price of a funeral by using
the interest to cover future increases in our
costs.
Personal
Guidance
At
Peter C. DeLuca Funeral Home, our directors are personally
involved with each pre-arrangement. When allowing us to
discuss pre-planning, you will be speaking with
professional people who provide funeral services tailored
to your specific needs. We can arrange for a confidential
PrePlan conference, at your convenience, with a member of
our staff. There is no charge and no obligation for this
meeting.
PrePlan
allows you to make all of your final arrangements
-including payment - so that the people who love you
won’t have to. PrePlan makes preplanning simple and
safe. This is how it works:
You
meet with our funeral director.
You
select the funeral and merchandise of your choice.
You
receive a fully itemized statement and preneed
agreement.
You
give the funeral director a check payable to PrePlan.
PrePlan
funds are placed in FDIC-insured Certificates of
Deposit held in a New York financial institution. Each
trust fund depositor is insured by the Federal Deposit
Insurance Corporation.
You
receive a deposit acknowledgment after the account has
been opened.
Upon
completion of your funeral, PrePlan sends the payment
to the funeral director.
10
Reasons why to plan
1.
Guaranteed Price
All funeral home
service charges, livery and merchandise items are price
guaranteed as per the terms of the New York PRE PLAN
contract.
2.
Security
New York State Law
requires 100% of your money be deposited in a special
trust fund. All accounts are fully insured to the extent
permitted by law by the Federal Deposit Insurance
Corporation (FDIC).
3.
Convenience
You can make preneed
funeral arrangements in our funeral home or in the
comfort, privacy and security of your own home. Flexible
financing - up to 36 months - without finance charges.
4.
Substantial Savings
You decide now what
type of arrangements you want and how much you want to
spend... at a time when decisions will be made calmly and
intelligently.
5.
Transferability
In the event you move
from our neighborhood, your preneed funeral contract is
transferable to any of our worldwide affiliated funeral
homes.
6.
Modification
You can modify your
preneed funeral contract at any time ... without penalty.
7.
No Health or Age Restrictions
Our preneed program
is not insurance funded. You can participate in this
program regardless of your age or health status.
8.
Our dedicated Pre-need counselors
Our professional
counselors are dedicated exclusively to serving the needs
of preneed families ... we will explain all of your
options and benefits in a relaxed, stress-free
environment.
9.
Eliminate Doubts
Spare your family the
emotional stress of making decisions during a difficult
time. A preneed funeral arrangement records your exact
wishes - consider it the final gift for those you love.
10.
Peace of Mind
Responsible estate planning requires many considerations.
Life insurance proceeds provide supplemental survivor
income and may be necessary for unpaid medical and legal
expenses. Your Will distributes your estate according to
your instructions. A preneed funeral contract offers your
family inflation protection. Also, you'll be secure in
knowing that you have spared your loved ones added stress,
worry, anxiety and expense by prearranging your funeral in
writing.